Working with Mortgage Tulsa professional Steve Currington is going to help you understand what is needed to be approved for a loan when it’s time to buy a home for your family. you are going to need different documentation and information such as values from your bank as well as investments in retirement accounts. If you have other asset accounts, be sure to let him know and be sure to provide the documentation of these accounts. you are also going to need to provide monthly debt obligations.
Other Mortgage Tulsa information that Steve Currington is going to need is the address of the property that you were looking to purchase as well as the year it was built. On top of this, you are going to need to provide an estimated down payment amount as well as the purchase price and so much more. We are going to need the estimates of the annual property taxes that will be involved as well as homeowners insurance and if there are any Homeowner Association dues. for more information on what will be needed, be sure to contact the Professionals of steve.
income information is going to be needed to receive a Mortgage Tulsa loan through Steve Currington. For instance, if you are a self-employed borrower, just know that we are going to need your personal as well as business Federal Tax Returns for the last 3 years. On top of this, we are going to need a year-to-date profit as well as a law statement and a complete list of all the business debts that you have. We also require credit information such as a letter that explains the late payments, judgments, collections, and any type of derogatory credit history items.
another documentation that Steve Currington is going to need is a source of funds documentation that is needed for any large deposits on assets or Bank statements. be sure to provide information when it comes to educational degree or court order for any type of application that is due to legal action as well as bankruptcy and discharge papers if there are bankruptcies that are in your credit history. On top of this, we are going to need payment history when it comes to utilities, cable TV, internet, other expenses, phone, or auto insurance. As you can see, quite a bit is needed.
Reach out to Steve Currington today and he will provide you with all the information that you need to provide for him by giving us a call at the number 918-281-5475. We would also like to go over any questions that you may have regarding the loan process and other home-buying process. you will find a complete list of all of this information available on our website at www.stevecurrington.com, so be sure to utilize it. Whenever you are looking for a home, just know that we will also need income and tax documentation and so much more.
Mortgage Tulsa | Value For Your Real Estate
let our Mortgage Tulsa professional Steve Currington know of income and tax documentation to be approved for a loan. We are going to need an IRS form of 4506-t which is a request for a tax transcript and it is going to have to be completed, signed, as well as dated. We are all going to need W-2s for the past 2 years and pay a stub within the last 30 days. Be sure to give us Federal Tax Returns or 1040s for the past 2 years as well as your most recent two months’ asset and bank account statements for the application.
All the pages that our Mortgage Tulsa Professionals for Steve Currington need are going to be continued with a written explanation if you have not been employed within the last two years or if there are gaps within your employment. as well as a purchase contract signed by all the parties that are going to be involved in the process. We are going to ask for homeowners insurance information which is going to include the agent’s name as well as the phone number and you are going to understand that these documents do not have to be all-inclusive but if you have these on hand, it will speed up the process. We are a remarkable place to choose.
submit your application to our Mortgage Tulsa professional Steve Currington and we know that he will make the process as easy as possible. He’s going to have you fill out as well as sign a form 1003 which is called the residential loan application. On top of this, we are going to have you attach the Fair loan notice, loan info sheet, as well as credit authorization. we are not going to have you able to use whiteout on this type of paperwork, so be sure to cross out and initial any mistakes.
Steve Currington is then going to provide you with a review of the loan estimate that is going to contain very important details when it comes to applying as well as an estimation of Interest rates, insurance and prepayment penalties, monthly payment, taxes, and closing costs. On top of this Steve is going to provide it to you within three business days of receiving your application so you will have approval within no time. We are also going to review your good faith estimate and so many other aspects before getting you into your home.
Do not hesitate to reach out to Steve Currington today whenever you dial the number 918-281-5475 and we know that you are going to be happy with the process that he is going to provide for you. understand that he is going to let you know all the different documentation that it’s going to be needed for important details to get your loan approved. find all that specific information when you go online to our website app www.stevecurrington.com. That information is going to be provided to you within three business days of your mortgage application, so understand you won’t be waiting for long.