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Tulsa Mortgage : Podcast 140 – Part 2

Now, my wife wants to pick out all new furniture. Right now, we’re going through this landscaping thing. Sally wants this landscape. I love you, Sally, but I don’t want to spend $10,000 on landscaping. I just don’t want to. I’ll spend $10,000 on getting my car repainted because it’ll look beautiful. You know what I’m saying? I got to pay for that so I’m stressed because it’s like, “Oh my god, how are we going to do this?”, because it just all mounts. It just adds up, adds up. It’s like one little thing after another. One little thing after another. One little thing after another Tulsa Mortgage.
The best thing to do, in my opinion, if you’re stressed out with the process, is to, first of all, be educated about the process so you understand it. Number one because if you understand it, you’ll be less stressed about some of those things. Would you agree, Tyler?
Tyler Weidner: Yes Tulsa Mortgage.
Steve Curringto: Secondly, find your happy place. Find your zen. Get some time. Take some time with your wife and your family when you’re going through the buying process to have some fun and de stress because you might end up choking each other. It’s happened to me. You know when it happens, Tyler. I only know this from personal experience. You tell me because you move so you know.
The last time when I moved when everything came to a head and all the stress was moving day. Did that happen to you?
Tyler Weidner: Our situation was a little different.
Steve Curringto: You weren’t married at the time that you bought your house. It was just you?
Tyler Weidner: No. It was both of us, but we had the ability to just take our time. It was just a little bit of moving into the house at a time. We had a whole month Tulsa Mortgage.
Steve Curringto: Well, we did the same thing. Our other house hadn’t sold yet. We had some time. We had some moving trucks. Sally’s mom was there helping us move. It wasn’t good. It wasn’t bad. I mean, it was bad because I think all the stress of moving and everything culminated to moving and then I walk in the garage and there’s these big garment boxes with clothes and stuff just stacked in the garage. I’m like, “This isn’t going in the garage. This needs to go …”
Have I told you this story before? “This needs to go inside.”
Then, my mother-in-law’s there and has been there for hours helping and she’s like, “If you’re not going to appreciate what I’m doing then [inaudible 00:08:02]. I’ll just leave.”
Then Sally’s like, “You’re so rude to my mom.”
I’m like, “I’m not trying to be rude to your mom. I just don’t want this crap in my garage. If you guys are going to be here helping me move it, then you got to move it in the right place. I don’t want it in my garage for …”
We literally moved boxes from our old house in the garage that never got unpacked to our new house. I think all the stress just added up and then on moving day. I don’t know. Send me an email, steve@ccurrington.com if you’re listening or if you’re watching and tell me about your experience of buying a house and when all the stress of buying finally came to a head. Maybe we have a statistic here. Maybe it is on closing day.
Then the question is what can you do to relieve some stress on closing day?
Tyler Weidner: Drink Tulsa Mortgage.
Steve Curringto: That’s good. Well, that might be your answer. I don’t know. I don’t drink, but maybe it is for you. It doesn’t matter. Maybe you like to eat pizza. Maybe that’s something we can start doing Tulsa Mortgage.
There’s a realtor that we’ve done business with that does that. She buys pizza and takes it to the house on moving day. A bunch of pizzas for all the people that are moving. I think that can … a breath of fresh air and a break away from the stress of moving. Bring in some Domino’s. Eddie Hall, Domino’s guy all over Tulsa. We need to get a deal with Eddie. Get some pizzas in there.
Is it stressful to buy a house? Absolutely. Can you handle it? Absolutely. You just have to be diligent about understanding the process and you have to be diligent about just winding down and de stressing when you can because otherwise you’ll drive yourself nuts.
Tyler Weidner: I think, honestly, a lot of stress can be associated with money when it comes to the transaction. If you’re literally spending every penny in your bank account, maybe you’ve got two cents left over after everything, you’re going to be freaking out the entire time.
Steve Curringto: Yup. That’s wisdom right there from Tyler [inaudible 00:09:59], guys. He’s right. If you’re freaking out because you’re spending every nickel you have on buying this house, you might want to downgrade a little bit or not put so … What’s great about have cash, Tyler?
Tyler Weidner: Having it Tulsa Mortgage.
Steve Curringto: Having it. I say it million times. If you have the option to leave some money in the bank and put a little bit less down, do it. Don’t spend every dollar you have and put it in the house. Just don’t because you don’t know, but I know that in six months you’re call … Maybe three. Maybe one … and you’re going to be like, “Do you do home equity lines of credit? Is there any way that I can get back $20,000 that I put …?”
No, unfortunately.
The seasonal requirements on top … It’s a pain. Okay? Think about that before. Okay?
Then, have fun. Enjoy the buying process as much as you can. That’s all we have for today.
Speaker 4: Broadcasting live from the Koala studios in Tulsa, Oklahoma, you’re listening to the Steve N’ Tyler Show.